Is your current Life Assurance policy right for you?

Many of our clients are unaware that life policies should be ‘written in trust’ for a beneficiary to receive the maximum benefit. If not the value of the policy will be put into probate and could be subject to inheritance tax. Do you know how your policy has been set up?

No one really wants to think about it, what happens when you die? Will your loved ones be financially stable? The whole idea of life assurance is to pay off your debts and support your dependents by replacing your income when you die.

Have your circumstances changed?

It’s not a case of just setting up your policy and leaving it. If your situation has changed in the last few years are you sure you are still getting the best coverage at the best price?

For example if you have stopped smoking, stopped taking any previous medication, did you know you premiums could be significantly reduced.

Discount Mortgages offers life insurance for the whole of market. Click below to obtain a quote online in seconds.

Simply email us or call 0800 298 0678 to find to find out if your policy is still right for your individual needs. Let us check to see if you’re getting the right deal.

 

A Protection plan will have no cash in value at any time, and will cease at the end of the term.

If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made