At Discount Mortgages, we make residential mortgages simple and stress-free. Whether you’re a first-time buyer, moving home, or looking to remortgage, our expert advisors provide tailored solutions that fit your financial situation and lifestyle. We work with lenders across the UK to ensure you get competitive interest rates, fast approvals, and flexible terms. Buying your first home is a major milestone, and we guide you every step of the way. From assessing your affordability to helping you understand government schemes like Help to Buy or Shared Ownership, we make sure you secure a mortgage that works for you.
Discount Mortgages are dynamic specialist buy to let mortgage brokers and are have exclusive products from the various packagers we use. Our mortgage sourcing systems are updated daily and allows us to compare thousands of buy to let mortgages in no time. Discount Mortgages will then select the best buy to let mortgage to suit your individual circumstances up to 85% ltv. Discount Mortgages also has access to products without age limits and for clients with previous adverse credit. So regardless of your age or have a tarnished past you can invest in property or or get funding subject to status.
Discount Mortgages has a specialist team of experts dedicated to Bridging Finance. As the loans are generally non status and interest is rolled up your credit history is not applicable unless your bankrupt or have a recent CCJ. Even with a CCJ if the exit is a sale of the asset then some lenders will take a view on this.
Purchasing a commercial property can have many benefits like tax deductable interest payments, for example and an asset increasing in value along with a rental yeald.
Along with the above positives, there are a few restrictions and downsides as well – which is why the help of a commercial mortgage broker like Discount Mortgages is invaluable.
Discount Mortgages are able to arrange commercial mortgage loans and commercial remortgages with a loan-to-value (LTV) ratio of up to 75% with competitive rates start at 3.25% above the base interest rate. We also have lenders offering interest only terms over 10 years so if your current term has expired and our current lender requires a repayment only loan then talk to us.
Selecting the right mortgage or remortgage is not always easy and with literally thousands of different mortgages to choose from, it can be difficult to determine which one is the most suitable for you. Choosing between a fixed rate, where your repayments are guaranteed to remain the same for a set period, or a variable rate – perhaps a discount or a tracker – where repayments can go up or down, can be tough.
At Discount Mortgages, we provide comprehensive insurance solutions to protect you, your family, and your property. Our experienced advisors help you find the right coverage at competitive rates, ensuring peace of mind whether you are a homeowner, landlord, or investor. Secure your family’s financial future with tailored life insurance plans. Our policies provide a lump sum payout in the event of death, helping your loved ones maintain their lifestyle and cover expenses. We guide you in choosing the right term and coverage amount for your needs.
